The longer I live, the more I realize our journey with our money and our finances is not a straight line. There are different seasons of our life, different incomes that we will have, different life experiences and family members will add to our family. Life is ever changing and so are our finances. So today's episode is all about 5 tools that I am using right now that have helped me to take a financial reset.

Get ready for the icing on the cake for the best kept secret to a holiday season full of joy and contentment. You ready? It's giving. It's giving. It's being intentional about giving away the resources that God has blessed you with. We're wrapping up this holiday series with the best episode of them all, holiday giving.

I'm pumped to talk about a Christmas budget and Christmas gifts today. Guys, this can get so outta hand so fast, and also it can have such a negative connotation to it. Just making a Christmas budget feels like it's stifles all the Christmas cheer. But I'm here to say it doesn't. It doesn't. Making a Christmas budget actually brings me a lot of joy because it helps me to stay organized and focused on what I really, really want to be spending my money on.

And it helps me not get so carried away that in January I look back and have a lot of regret. I don't. When I make a Christmas budget, I don't. And so today we're gonna talk all about how to make a simple and effective Christmas budget for you to follow, as well as how to create a gift tracking document so that you can keep track of everything really well this Christmas.

I had a friend recently ask me, “How in the world do you do chores in your family with all four of your kids?” And I thought that would be a great podcast episode. So today I am gonna share with you how we do chores in the Ray household.

Listen, this episode is so good. I say that because I get to sit down and talk with three of my good friends, women who I adore and admire, who run businesses, who are moms. They are so special to me, and you get to hear the inside scoop about their lives and their businesses, but all throughout the conversations, we're going to be talking about this thing called The Blueprint Model.

This month, I read the Psychology of Money by Morgan Housel. A book that came really highly recommended to me by a few trusted friends and it did not disappoint. So yes, today we are talking all about money and our relationship with it.

Money is a part of our life. Whether we like it or not, we need it to live and we can choose to either manage it well and let it be a blessing to us and those around us, or if we neglect it, we'll likely end up with not very much of it and it will be a continual point of stress for us.

This episode will be full of practical advice, but all of that practical how-to is going to stem from these money mindsets, and I hope that they're a blessing to you.

Today, Will and I are going to be sharing about how we are debt-free again, as we just paid off our house! Our hope more than anything is that you would be inspired and know that with some hard work and intentional planning, this could be possible for you, too.

I'm so excited to welcome Rachel Cruze back to the Work & Play Podcast! We're talking about the why behind your money—why we think or behave the way that we do when it comes to our spending, saving and relating to money. And most importantly, how we can continue to dream with our money when it feels like life might be a little out of our control.

My friend Reagan has a heart of gold—you'll see in our conversation, just how amazing she is. And the whole reason I interviewed her is because she took the Contentment Challenge to another level. She and her husband, Jeremy gave up shopping—get this—for the entire year of 2020 to pursue a greater life of contentment and eliminate debt. I think their story and how it all turned out is going to inspire you like crazy.

If you're new around here, here's a quick drive-by of our financial story as well as an update on where we are today.

How do you feel when I say the word "budget"? I know it can make some people feel handcuffed, and it can make some people feel kind of nerdy and excited. There are a lot of emotions tied to that word. To me, budget simply means one thing: accountability.